Bethpage Federal Credit Union in Nebraska vs the state
47.4%Denial rate+34.84 pts vs state
56.3%Decision denial rate+41.11 pts vs state
31.6%Origination rate-35.70 pts vs state
6.99%Median rate+0.37 pts vs state
-0.52Rate spread (pts)-0.74 pts vs state
$107kMedian applicant income
6Loans originated
9Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 8 | 52.2% | 9.25% | #170 |
| 2024 | 26 | 16 | 34.6% | 6.99% | #170 |
| 2025 | 19 | 6 | 47.4% | 6.99% | #207 |
What Bethpage Federal Credit Union lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Bethpage Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 5 | 1 | 2 | 40.0% |
| Lancaster County | 5 | 2 | 3 | 60.0% |
| Sarpy County | 2 | 0 | 2 | 100.0% |
| York County | 1 | 0 | 1 | 100.0% |
| Sheridan County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 1 | 100.0% |
| Buffalo County | 1 | 1 | 0 | 0.0% |
| Gosper County | 1 | 0 | 0 | 0.0% |
| Chase County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 19 applications in 2025, of which 6 were originated and 9 denied.
47.4% of all applications, or 56.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Bethpage Federal Credit Union originated in Nebraska in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Bethpage Federal Credit Union's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology