Bethpage Federal Credit Union in Iowa vs the state
21.4%Denial rate+8.57 pts vs state
30.0%Decision denial rate+14.69 pts vs state
50.0%Origination rate-18.46 pts vs state
6.49%Median rate-0.01 pts vs state
-0.70Rate spread (pts)-0.89 pts vs state
$74kMedian applicant income
7Loans originated
3Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 3 | 69.2% | 8.50% | #319 |
| 2024 | 11 | 4 | 36.4% | 8.75% | #328 |
| 2025 | 14 | 7 | 21.4% | 6.49% | #329 |
What Bethpage Federal Credit Union lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Bethpage Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 4 | 1 | 1 | 25.0% |
| Story County | 2 | 1 | 1 | 50.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
| Dickinson County | 1 | 1 | 0 | 0.0% |
| Plymouth County | 1 | 1 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 1 | 100.0% |
| Allamakee County | 1 | 1 | 0 | 0.0% |
| Scott County | 1 | 0 | 0 | 0.0% |
| Boone County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 14 applications in 2025, of which 7 were originated and 3 denied.
21.4% of all applications, or 30.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Bethpage Federal Credit Union originated in Iowa in 2025 was 6.49%, against a statewide median of 6.50%.
About this data. Figures are Bethpage Federal Credit Union's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology