Beeline Loans · Oklahoma · 2025

Beeline Loans in Oklahoma: approval rate, denial rate and rates (2025)

Beeline Loans took 41 mortgage applications in Oklahoma in 2025, ranking #275 of 821 lenders active in the state. It originated 14.6% of them and denied 7.3% (33.3% of the applications it decided), against a statewide denial rate of 17.9%.

41Applicationsin OK
33.3%Decision denial ratestate 22.9%
6.81%Median ratestate 6.63%
$185,000Median loanstate $165,000
$1.8MVolume16 counties

Beeline Loans in Oklahoma vs the state

7.3%Denial rate-10.60 pts vs state
33.3%Decision denial rate+10.46 pts vs state
14.6%Origination rate-41.47 pts vs state
6.81%Median rate+0.19 pts vs state
0.26Rate spread (pts)-0.09 pts vs state
$68kMedian applicant income
6Loans originated
3Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
202344340.9%7.63%#233
202464250.0%6.19%#221
20254167.3%6.81%#275

What Beeline Loans lends in Oklahoma

By loan purpose

Home purchase 7 17% · 0.0% denied
Refinance 4 10% · 0.0% denied
Cash-out refinance 24 59% · 8.3% denied
Home improvement 6 15% · 16.7% denied

By loan type

Conventional 40 98% · 7.5% denied
VA 1 2% · 0.0% denied

Why it denied Oklahoma applicants

Collateral 2 67%
Debt-to-income ratio 1 33%

Where in Oklahoma

Counties with the most Beeline Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Tulsa County 910 0.0%
Cleveland County 600 0.0%
Oklahoma County 611 16.7%
Canadian County 411 25.0%
Rogers County 310 0.0%
Choctaw County 200 0.0%
McCurtain County 210 0.0%
Washington County 100 0.0%
Wagoner County 100 0.0%
Osage County 100 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 41 applications in 2025, of which 6 were originated and 3 denied.

7.3% of all applications, or 33.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Beeline Loans originated in Oklahoma in 2025 was 6.81%, against a statewide median of 6.63%.

About this data. Figures are Beeline Loans's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology