Beeline Loans in Massachusetts vs the state
42.5%Denial rate+26.29 pts vs state
72.3%Decision denial rate+52.39 pts vs state
16.3%Origination rate-46.35 pts vs state
7.25%Median rate+0.63 pts vs state
0.63Rate spread (pts)+0.54 pts vs state
$95kMedian applicant income
13Loans originated
34Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 68 | 9 | 27.9% | 7.13% | #274 |
| 2024 | 157 | 13 | 41.4% | 6.50% | #177 |
| 2025 | 80 | 13 | 42.5% | 7.25% | #277 |
What Beeline Loans lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Beeline Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 17 | 1 | 8 | 47.1% |
| Worcester County | 15 | 2 | 9 | 60.0% |
| Bristol County | 13 | 2 | 1 | 7.7% |
| Hampden County | 8 | 4 | 2 | 25.0% |
| Plymouth County | 7 | 0 | 5 | 71.4% |
| Suffolk County | 6 | 3 | 2 | 33.3% |
| Essex County | 5 | 1 | 2 | 40.0% |
| Berkshire County | 3 | 0 | 1 | 33.3% |
| Norfolk County | 3 | 0 | 2 | 66.7% |
| Dukes County | 1 | 0 | 1 | 100.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 80 applications in 2025, of which 13 were originated and 34 denied.
42.5% of all applications, or 72.3% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Beeline Loans originated in Massachusetts in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Beeline Loans's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology