Beeline Loans in Illinois vs the state
26.2%Denial rate+9.11 pts vs state
70.6%Decision denial rate+48.91 pts vs state
10.9%Origination rate-47.81 pts vs state
7.13%Median rate+0.38 pts vs state
0.84Rate spread (pts)+0.46 pts vs state
$66kMedian applicant income
20Loans originated
48Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 124 | 7 | 38.7% | 7.00% | #295 |
| 2024 | 187 | 8 | 43.3% | 7.56% | #237 |
| 2025 | 183 | 20 | 26.2% | 7.13% | #257 |
What Beeline Loans lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Beeline Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 90 | 8 | 19 | 21.1% |
| Lake County | 15 | 4 | 4 | 26.7% |
| Will County | 13 | 2 | 2 | 15.4% |
| DuPage County | 10 | 2 | 3 | 30.0% |
| Sangamon County | 4 | 0 | 2 | 50.0% |
| St. Clair County | 4 | 0 | 2 | 50.0% |
| Kankakee County | 3 | 0 | 0 | 0.0% |
| Kendall County | 3 | 0 | 1 | 33.3% |
| Franklin County | 3 | 0 | 2 | 66.7% |
| Madison County | 3 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 183 applications in 2025, of which 20 were originated and 48 denied.
26.2% of all applications, or 70.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Beeline Loans originated in Illinois in 2025 was 7.13%, against a statewide median of 6.75%.
About this data. Figures are Beeline Loans's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology