Beeline Loans in Arizona vs the state
26.2%Denial rate+9.94 pts vs state
76.5%Decision denial rate+56.06 pts vs state
8.1%Origination rate-51.43 pts vs state
6.56%Median rate+0.06 pts vs state
0.30Rate spread (pts)+0.07 pts vs state
$96kMedian applicant income
12Loans originated
39Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 67 | 1 | 31.3% | 6.62% | #276 |
| 2024 | 101 | 1 | 44.6% | 6.63% | #234 |
| 2025 | 149 | 12 | 26.2% | 6.56% | #198 |
What Beeline Loans lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Beeline Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 90 | 6 | 19 | 21.1% |
| Pima County | 16 | 1 | 8 | 50.0% |
| Pinal County | 13 | 0 | 5 | 38.5% |
| Navajo County | 6 | 0 | 1 | 16.7% |
| Coconino County | 6 | 3 | 0 | 0.0% |
| Mohave County | 5 | 0 | 1 | 20.0% |
| Yavapai County | 4 | 1 | 0 | 0.0% |
| Gila County | 3 | 1 | 0 | 0.0% |
| Cochise County | 2 | 0 | 1 | 50.0% |
| Santa Cruz County | 2 | 0 | 2 | 100.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 149 applications in 2025, of which 12 were originated and 39 denied.
26.2% of all applications, or 76.5% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Beeline Loans originated in Arizona in 2025 was 6.56%, against a statewide median of 6.50%.
About this data. Figures are Beeline Loans's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology