Barrington Bank & Trust Company in Utah vs the state
7.9%Denial rate-8.02 pts vs state
10.0%Decision denial rate-9.18 pts vs state
69.8%Origination rate+6.60 pts vs state
6.43%Median rate-0.19 pts vs state
0.06Rate spread (pts)-0.18 pts vs state
$103kMedian applicant income
44Loans originated
5Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 26 | 2.3% | 6.25% | #159 |
| 2024 | 79 | 50 | 7.6% | 6.25% | #141 |
| 2025 | 63 | 44 | 7.9% | 6.43% | #156 |
What Barrington Bank & Trust Company lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Barrington Bank & Trust Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 20 | 12 | 2 | 10.0% |
| Weber County | 10 | 7 | 1 | 10.0% |
| Utah County | 9 | 5 | 1 | 11.1% |
| Summit County | 8 | 5 | 0 | 0.0% |
| Davis County | 5 | 5 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Carbon County | 2 | 1 | 1 | 50.0% |
| Wayne County | 1 | 1 | 0 | 0.0% |
| Tooele County | 1 | 1 | 0 | 0.0% |
| Beaver County | 1 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 63 applications in 2025, of which 44 were originated and 5 denied.
7.9% of all applications, or 10.0% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Barrington Bank & Trust Company originated in Utah in 2025 was 6.43%, against a statewide median of 6.63%.
About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology