Barrington Bank & Trust Company · Montana · 2025

Barrington Bank & Trust Company in Montana: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 188 mortgage applications in Montana in 2025, ranking #50 of 553 lenders active in the state. It originated 58.0% of them and denied 5.3% (8.4% of the applications it decided), against a statewide denial rate of 14.8%.

188Applicationsin MT
8.4%Decision denial ratestate 18.7%
6.28%Median ratestate 6.63%
$435,000Median loanstate $275,000
$51MVolume19 counties

Barrington Bank & Trust Company in Montana vs the state

5.3%Denial rate-9.50 pts vs state
8.4%Decision denial rate-10.30 pts vs state
58.0%Origination rate-4.00 pts vs state
6.28%Median rate-0.35 pts vs state
0.15Rate spread (pts)-0.09 pts vs state
$122kMedian applicant income
109Loans originated
10Denied

Trend in Montana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023105653.8%6.75%#54
2024117823.4%6.63%#57
20251881095.3%6.28%#50

What Barrington Bank & Trust Company lends in Montana

By loan purpose

Home purchase 89 47% · 4.5% denied
Refinance 50 27% · 4.0% denied
Cash-out refinance 46 24% · 8.7% denied
Other / HELOC 3 2% · 0.0% denied

By loan type

Conventional 135 72% · 3.7% denied
FHA 23 12% · 4.4% denied
VA 30 16% · 13.3% denied

Why it denied Montana applicants

Debt-to-income ratio 4 40%
Credit history 3 30%
Insufficient cash 1 10%
Unverifiable information 1 10%
Collateral 1 10%

Where in Montana

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Flathead County 138778 5.8%
Lincoln County 841 12.5%
Lake County 850 0.0%
Gallatin County 840 0.0%
Yellowstone County 440 0.0%
Lewis and Clark County 320 0.0%
Missoula County 320 0.0%
Madison County 311 33.3%
Jefferson County 210 0.0%
Silver Bow County 220 0.0%

Other large lenders in Montana

LenderGradeApplicationsDenial rateMedian rate
Glacier BankD 3,01816.2%7.25%
Stockman Bank of MontanaB 2,9116.3%6.88%
Rocket MortgageC 1,99917.5%6.75%
United Shore Financial ServicesB 1,8579.2%6.25%
Opportunity Bank of MontanaB 1,6089.8%6.88%
Evergreen Moneysource MortgageB 1,1581.1%6.25%
U.S. BankD 1,02427.1%7.13%
First Interstate BankD 98722.9%8.25%
Mortgage Research CenterC 94016.7%6.13%
Crosscountry MortgageB 9205.1%6.63%

Frequently asked questions

Montana: 188 applications in 2025, of which 109 were originated and 10 denied.

5.3% of all applications, or 8.4% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.

The median rate on loans Barrington Bank & Trust Company originated in Montana in 2025 was 6.28%, against a statewide median of 6.63%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology