Banksouth Mortgage Company in Tennessee vs the state
9.8%Denial rate-7.38 pts vs state
11.8%Decision denial rate-9.92 pts vs state
73.2%Origination rate+15.09 pts vs state
6.50%Median rate-0.12 pts vs state
0.15Rate spread (pts)-0.08 pts vs state
$124kMedian applicant income
30Loans originated
4Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 11 | 0.0% | 6.25% | #554 |
| 2024 | 29 | 21 | 13.8% | 6.50% | #466 |
| 2025 | 41 | 30 | 9.8% | 6.50% | #441 |
What Banksouth Mortgage Company lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Banksouth Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 22 | 19 | 0 | 0.0% |
| Wilson County | 4 | 2 | 2 | 50.0% |
| Sumner County | 4 | 3 | 0 | 0.0% |
| Davidson County | 3 | 3 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Putnam County | 1 | 0 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Knox County | 1 | 0 | 0 | 0.0% |
| Polk County | 1 | 0 | 1 | 100.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 41 applications in 2025, of which 30 were originated and 4 denied.
9.8% of all applications, or 11.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Banksouth Mortgage Company originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Banksouth Mortgage Company's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology