BankPlus in Tennessee vs the state
8.3%Denial rate-8.81 pts vs state
9.4%Decision denial rate-12.30 pts vs state
77.8%Origination rate+19.70 pts vs state
6.50%Median rate-0.12 pts vs state
0.18Rate spread (pts)-0.05 pts vs state
$232kMedian applicant income
28Loans originated
3Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 23 | 9.4% | 7.50% | #454 |
| 2024 | 36 | 29 | 8.3% | 6.63% | #434 |
| 2025 | 36 | 28 | 8.3% | 6.50% | #459 |
What BankPlus lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most BankPlus applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 16 | 10 | 2 | 12.5% |
| Hamilton County | 3 | 3 | 0 | 0.0% |
| Sevier County | 3 | 2 | 1 | 33.3% |
| Fayette County | 3 | 3 | 0 | 0.0% |
| Williamson County | 3 | 3 | 0 | 0.0% |
| Sumner County | 2 | 1 | 0 | 0.0% |
| Davidson County | 2 | 2 | 0 | 0.0% |
| Hardin County | 1 | 1 | 0 | 0.0% |
| Bedford County | 1 | 1 | 0 | 0.0% |
| Dyer County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 36 applications in 2025, of which 28 were originated and 3 denied.
8.3% of all applications, or 9.4% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans BankPlus originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are BankPlus's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology