Bankers' Bank · Missouri · 2025

Bankers' Bank in Missouri: approval rate, denial rate and rates (2025)

Bankers' Bank took 9 mortgage applications in Missouri in 2025, ranking #520 of 1,023 lenders active in the state. It originated 77.8% of them and denied 11.1% (12.5% of the applications it decided), against a statewide denial rate of 15.1%.

9Applicationsin MO
12.5%Decision denial ratestate 18.7%
6.13%Median ratestate 6.63%
$315,000Median loanstate $175,000
$2.7MVolume7 counties

Bankers' Bank in Missouri vs the state

11.1%Denial rate-3.96 pts vs state
12.5%Decision denial rate-6.20 pts vs state
77.8%Origination rate+15.12 pts vs state
6.13%Median rate-0.50 pts vs state
0.00Rate spread (pts)-0.35 pts vs state
$136kMedian applicant income
7Loans originated
1Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
20247528.6%6.88%#551
20259711.1%6.13%#520

What Bankers' Bank lends in Missouri

By loan purpose

Home purchase 6 67% · 16.7% denied
Refinance 2 22% · 0.0% denied
Cash-out refinance 1 11% · 0.0% denied

By loan type

Conventional 9 100% · 11.1% denied

Why it denied Missouri applicants

Collateral 1 100%

Where in Missouri

Counties with the most Bankers' Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Louis County 321 33.3%
Camden County 110 0.0%
St. Charles County 110 0.0%
Douglas County 110 0.0%
Jackson County 110 0.0%
Jefferson County 100 0.0%
Christian County 110 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 9 applications in 2025, of which 7 were originated and 1 denied.

11.1% of all applications, or 12.5% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Bankers' Bank originated in Missouri in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Bankers' Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology