Bank of Colorado in Nebraska vs the state
10.0%Denial rate-2.53 pts vs state
11.8%Decision denial rate-3.38 pts vs state
75.0%Origination rate+7.72 pts vs state
6.99%Median rate+0.37 pts vs state
0.17Rate spread (pts)-0.05 pts vs state
$109kMedian applicant income
15Loans originated
2Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 16 | 5.0% | 6.75% | #177 |
| 2024 | 19 | 13 | 21.1% | 7.25% | #186 |
| 2025 | 20 | 15 | 10.0% | 6.99% | #205 |
What Bank of Colorado lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Bank of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 3 | 2 | 0 | 0.0% |
| Buffalo County | 2 | 2 | 0 | 0.0% |
| Red Willow County | 2 | 2 | 0 | 0.0% |
| Dundy County | 2 | 2 | 0 | 0.0% |
| Cheyenne County | 2 | 2 | 0 | 0.0% |
| Furnas County | 1 | 1 | 0 | 0.0% |
| Cass County | 1 | 1 | 0 | 0.0% |
| Nemaha County | 1 | 0 | 1 | 100.0% |
| Keith County | 1 | 1 | 0 | 0.0% |
| Kimball County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 20 applications in 2025, of which 15 were originated and 2 denied.
10.0% of all applications, or 11.8% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Bank of Colorado originated in Nebraska in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Bank of Colorado's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology