Bank of Bridger · Montana · 2025

Bank of Bridger in Montana: approval rate, denial rate and rates (2025)

Bank of Bridger took 50 mortgage applications in Montana in 2025, ranking #97 of 553 lenders active in the state. It originated 90.0% of them and denied 8.0% (8.0% of the applications it decided), against a statewide denial rate of 14.8%.

50Applicationsin MT
8.0%Decision denial ratestate 18.7%
Median ratestate 6.63%
$245,000Median loanstate $275,000
$14MVolume6 counties

Bank of Bridger in Montana vs the state

8.0%Denial rate-6.82 pts vs state
8.0%Decision denial rate-10.70 pts vs state
90.0%Origination rate+28.02 pts vs state
Median rate
Rate spread (pts)
$105kMedian applicant income
45Loans originated
4Denied

Trend in Montana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202324220.0%#112
202437275.4%#99
202550458.0%#97

What Bank of Bridger lends in Montana

By loan purpose

Home purchase 26 52% · 11.5% denied
Refinance 19 38% · 0.0% denied
Home improvement 3 6% · 33.3% denied
Other / HELOC 2 4% · 0.0% denied

By loan type

Conventional 50 100% · 8.0% denied

Why it denied Montana applicants

Debt-to-income ratio 2 50%
Credit history 2 50%

Where in Montana

Counties with the most Bank of Bridger applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Carbon County 37324 10.8%
Yellowstone County 770 0.0%
Gallatin County 330 0.0%
Lewis and Clark County 110 0.0%
Stillwater County 110 0.0%
Jefferson County 110 0.0%

Other large lenders in Montana

LenderGradeApplicationsDenial rateMedian rate
Glacier BankD 3,01816.2%7.25%
Stockman Bank of MontanaB 2,9116.3%6.88%
Rocket MortgageC 1,99917.5%6.75%
United Shore Financial ServicesB 1,8579.2%6.25%
Opportunity Bank of MontanaB 1,6089.8%6.88%
Evergreen Moneysource MortgageB 1,1581.1%6.25%
U.S. BankD 1,02427.1%7.13%
First Interstate BankD 98722.9%8.25%
Mortgage Research CenterC 94016.7%6.13%
Crosscountry MortgageB 9205.1%6.63%

Frequently asked questions

Montana: 50 applications in 2025, of which 45 were originated and 4 denied.

8.0% of all applications, or 8.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Bank of Bridger's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology