Baker-Boyer National Bank in Washington vs the state
3.6%Denial rate-12.08 pts vs state
4.7%Decision denial rate-14.85 pts vs state
72.6%Origination rate+11.56 pts vs state
—Median rate
—Rate spread (pts)
$157kMedian applicant income
61Loans originated
3Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 84 | 54 | 10.7% | 6.61% | #224 |
| 2024 | 79 | 53 | 7.6% | 6.86% | #242 |
| 2025 | 84 | 61 | 3.6% | — | #255 |
What Baker-Boyer National Bank lends in Washington
By loan purpose
By loan type
Where in Washington
Counties with the most Baker-Boyer National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Walla Walla County | 69 | 51 | 3 | 4.3% |
| Yakima County | 6 | 4 | 0 | 0.0% |
| Benton County | 3 | 3 | 0 | 0.0% |
| Franklin County | 3 | 2 | 0 | 0.0% |
| Pierce County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 84 applications in 2025, of which 61 were originated and 3 denied.
3.6% of all applications, or 4.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Baker-Boyer National Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology