Axos Bank · Maine · 2025

Axos Bank in Maine: approval rate, denial rate and rates (2025)

Axos Bank took 5 mortgage applications in Maine in 2025, ranking #279 of 537 lenders active in the state. It originated 20.0% of them and denied 20.0% (50.0% of the applications it decided), against a statewide denial rate of 16.3%.

5Applicationsin ME
50.0%Decision denial ratestate 20.1%
7.13%Median ratestate 6.88%
$225,000Median loanstate $215,000
$825kVolume5 counties

Axos Bank in Maine vs the state

20.0%Denial rate+3.67 pts vs state
50.0%Decision denial rate+29.92 pts vs state
20.0%Origination rate-42.17 pts vs state
7.13%Median rate+0.25 pts vs state
Rate spread (pts)
$194kMedian applicant income
1Loans originated
1Denied

Trend in Maine

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239222.2%6.88%#204
2024720.0%7.63%#234
20255120.0%7.13%#279

What Axos Bank lends in Maine

By loan purpose

Home purchase 1 20% · 0.0% denied
Cash-out refinance 2 40% · 0.0% denied
Home improvement 1 20% · 100.0% denied
Other / HELOC 1 20% · 0.0% denied

By loan type

Conventional 5 100% · 20.0% denied

Why it denied Maine applicants

Collateral 1 100%

Where in Maine

Counties with the most Axos Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
York County 110 0.0%
Aroostook County 100 0.0%
Cumberland County 100 0.0%
Sagadahoc County 100 0.0%
Piscataquis County 101 100.0%

Other large lenders in Maine

LenderGradeApplicationsDenial rateMedian rate
Bangor Savings BankB 4,51817.2%7.25%
United Shore Financial ServicesB 2,6759.1%6.50%
Rocket MortgageC 2,62822.9%6.75%
The Camden National BankA 2,55913.2%6.99%
CMG MortgageA 2,2514.2%6.63%
Guild MortgageA 1,8385.3%6.63%
Kennebec Savings BankB 1,4939.6%7.00%
TD BankD 1,24420.2%7.35%
Mortgage Research CenterC 1,10417.6%6.25%
Evergreen Credit UnionD 97630.6%6.50%

Frequently asked questions

Maine: 5 applications in 2025, of which 1 were originated and 1 denied.

20.0% of all applications, or 50.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.

The median rate on loans Axos Bank originated in Maine in 2025 was 7.13%, against a statewide median of 6.88%.

About this data. Figures are Axos Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology