Axos Bank in Georgia vs the state
15.2%Denial rate-4.07 pts vs state
27.8%Decision denial rate+2.71 pts vs state
39.4%Origination rate-14.70 pts vs state
7.49%Median rate+0.87 pts vs state
0.22Rate spread (pts)-0.05 pts vs state
$168kMedian applicant income
13Loans originated
5Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 25 | 25.8% | 6.13% | #328 |
| 2024 | 72 | 24 | 15.3% | 7.00% | #382 |
| 2025 | 33 | 13 | 15.2% | 7.49% | #509 |
What Axos Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Axos Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 5 | 1 | 0 | 0.0% |
| Cobb County | 3 | 1 | 1 | 33.3% |
| Chatham County | 3 | 3 | 0 | 0.0% |
| Gwinnett County | 2 | 1 | 1 | 50.0% |
| Forsyth County | 2 | 1 | 1 | 50.0% |
| Cherokee County | 1 | 0 | 0 | 0.0% |
| Franklin County | 1 | 0 | 0 | 0.0% |
| Columbia County | 1 | 0 | 0 | 0.0% |
| Monroe County | 1 | 0 | 0 | 0.0% |
| Dawson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 33 applications in 2025, of which 13 were originated and 5 denied.
15.2% of all applications, or 27.8% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Axos Bank originated in Georgia in 2025 was 7.49%, against a statewide median of 6.63%.
About this data. Figures are Axos Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology