Atlanta Postal in Mississippi vs the state
76.3%Denial rate+53.40 pts vs state
87.9%Decision denial rate+59.43 pts vs state
10.5%Origination rate-42.34 pts vs state
8.88%Median rate+2.13 pts vs state
2.28Rate spread (pts)+1.95 pts vs state
$100kMedian applicant income
4Loans originated
29Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 0 | 40.0% | — | #345 |
| 2024 | 12 | 2 | 25.0% | 8.50% | #270 |
| 2025 | 38 | 4 | 76.3% | 8.88% | #189 |
What Atlanta Postal lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Atlanta Postal applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lauderdale County | 4 | 1 | 3 | 75.0% |
| Lowndes County | 3 | 1 | 2 | 66.7% |
| Scott County | 3 | 0 | 3 | 100.0% |
| Lincoln County | 2 | 0 | 2 | 100.0% |
| Marion County | 2 | 0 | 2 | 100.0% |
| Jones County | 2 | 0 | 2 | 100.0% |
| Monroe County | 2 | 0 | 1 | 50.0% |
| Bolivar County | 1 | 0 | 1 | 100.0% |
| Pontotoc County | 1 | 0 | 1 | 100.0% |
| Washington County | 1 | 0 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 38 applications in 2025, of which 4 were originated and 29 denied.
76.3% of all applications, or 87.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Atlanta Postal originated in Mississippi in 2025 was 8.88%, against a statewide median of 6.75%.
About this data. Figures are Atlanta Postal's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology