Associated Mortgage · Arkansas · 2025

Associated Mortgage in Arkansas: approval rate, denial rate and rates (2025)

Associated Mortgage took 297 mortgage applications in Arkansas in 2025, ranking #81 of 802 lenders active in the state. It originated 71.7% of them and denied 0.3% (0.4% of the applications it decided), against a statewide denial rate of 18.2%.

297Applicationsin AR
0.4%Decision denial ratestate 23.1%
6.50%Median ratestate 6.63%
$285,000Median loanstate $165,000
$66MVolume15 counties

Associated Mortgage in Arkansas vs the state

0.3%Denial rate-17.85 pts vs state
0.4%Decision denial rate-22.72 pts vs state
71.7%Origination rate+14.89 pts vs state
6.50%Median rate-0.13 pts vs state
0.17Rate spread (pts)-0.17 pts vs state
$101kMedian applicant income
213Loans originated
1Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232281750.4%6.50%#87
20244153220.7%6.63%#58
20252972130.3%6.50%#81

What Associated Mortgage lends in Arkansas

By loan purpose

Home purchase 272 92% · 0.4% denied
Refinance 8 3% · 0.0% denied
Cash-out refinance 7 2% · 0.0% denied
Home improvement 1 0% · 0.0% denied
Other / HELOC 9 3% · 0.0% denied

By loan type

Conventional 199 67% · 0.0% denied
FHA 73 25% · 0.0% denied
VA 18 6% · 5.6% denied
USDA / RHS 7 2% · 0.0% denied

Why it denied Arkansas applicants

Debt-to-income ratio 1 100%

Where in Arkansas

Counties with the most Associated Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Benton County 1751270 0.0%
Washington County 101711 1.0%
Lonoke County 420 0.0%
Madison County 430 0.0%
Sebastian County 220 0.0%
Baxter County 200 0.0%
Saline County 110 0.0%
Crawford County 110 0.0%
Carroll County 100 0.0%
Craighead County 110 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 297 applications in 2025, of which 213 were originated and 1 denied.

0.3% of all applications, or 0.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Associated Mortgage originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Associated Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology