ASCENTRA Credit Union in Iowa vs the state
15.2%Denial rate+2.30 pts vs state
17.6%Decision denial rate+2.31 pts vs state
70.7%Origination rate+2.22 pts vs state
6.50%Median rate0.00 pts vs state
0.22Rate spread (pts)+0.03 pts vs state
$83kMedian applicant income
429Loans originated
92Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,022 | 477 | 21.2% | 6.50% | #18 |
| 2024 | 751 | 423 | 23.8% | 6.75% | #25 |
| 2025 | 607 | 429 | 15.2% | 6.50% | #38 |
What ASCENTRA Credit Union lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most ASCENTRA Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Scott County | 364 | 271 | 44 | 12.1% |
| Clinton County | 120 | 81 | 21 | 17.5% |
| Muscatine County | 85 | 54 | 14 | 16.5% |
| Cedar County | 11 | 10 | 1 | 9.1% |
| Louisa County | 9 | 4 | 5 | 55.6% |
| Jackson County | 5 | 3 | 1 | 20.0% |
| Dubuque County | 3 | 2 | 1 | 33.3% |
| Dallas County | 2 | 0 | 2 | 100.0% |
| Linn County | 2 | 1 | 1 | 50.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 607 applications in 2025, of which 429 were originated and 92 denied.
15.2% of all applications, or 17.6% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans ASCENTRA Credit Union originated in Iowa in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are ASCENTRA Credit Union's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology