Arvest Bank in New Jersey vs the state
17.4%Denial rate-0.30 pts vs state
26.7%Decision denial rate+3.62 pts vs state
47.8%Origination rate-7.85 pts vs state
6.63%Median rate-0.13 pts vs state
0.12Rate spread (pts)-0.17 pts vs state
$171kMedian applicant income
11Loans originated
4Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 3 | 42.9% | 7.38% | #487 |
| 2024 | 26 | 14 | 11.5% | 6.63% | #418 |
| 2025 | 23 | 11 | 17.4% | 6.63% | #435 |
What Arvest Bank lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Arvest Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monmouth County | 4 | 2 | 1 | 25.0% |
| Mercer County | 3 | 1 | 1 | 33.3% |
| Middlesex County | 2 | 2 | 0 | 0.0% |
| Burlington County | 2 | 1 | 1 | 50.0% |
| Hudson County | 2 | 1 | 0 | 0.0% |
| Ocean County | 2 | 0 | 0 | 0.0% |
| Camden County | 2 | 1 | 0 | 0.0% |
| Warren County | 2 | 2 | 0 | 0.0% |
| Passaic County | 1 | 0 | 1 | 100.0% |
| Gloucester County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 23 applications in 2025, of which 11 were originated and 4 denied.
17.4% of all applications, or 26.7% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Arvest Bank originated in New Jersey in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Arvest Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology