Ark-La-Tex Financial Services, LLC. in Oklahoma vs the state
5.0%Denial rate-12.92 pts vs state
6.7%Decision denial rate-16.20 pts vs state
67.0%Origination rate+10.90 pts vs state
6.49%Median rate-0.13 pts vs state
0.28Rate spread (pts)-0.07 pts vs state
$108kMedian applicant income
67Loans originated
5Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 136 | 103 | 2.2% | 6.63% | #136 |
| 2024 | 155 | 105 | 1.9% | 6.75% | #132 |
| 2025 | 100 | 67 | 5.0% | 6.49% | #188 |
What Ark-La-Tex Financial Services, LLC. lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 32 | 23 | 2 | 6.3% |
| Cleveland County | 8 | 6 | 0 | 0.0% |
| Lincoln County | 7 | 6 | 0 | 0.0% |
| Tulsa County | 7 | 2 | 1 | 14.3% |
| Comanche County | 6 | 3 | 0 | 0.0% |
| Logan County | 5 | 2 | 1 | 20.0% |
| Canadian County | 5 | 5 | 0 | 0.0% |
| McCurtain County | 4 | 3 | 0 | 0.0% |
| Stephens County | 3 | 2 | 0 | 0.0% |
| Wagoner County | 3 | 3 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 100 applications in 2025, of which 67 were originated and 5 denied.
5.0% of all applications, or 6.7% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Oklahoma in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology