Ark-La-Tex Financial Services, LLC. in Illinois vs the state
5.1%Denial rate-12.01 pts vs state
6.2%Decision denial rate-15.53 pts vs state
75.3%Origination rate+16.53 pts vs state
6.63%Median rate-0.13 pts vs state
0.39Rate spread (pts)+0.01 pts vs state
$85kMedian applicant income
280Loans originated
19Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 804 | 557 | 7.5% | 6.99% | #79 |
| 2024 | 633 | 408 | 9.2% | 6.88% | #99 |
| 2025 | 372 | 280 | 5.1% | 6.63% | #160 |
What Ark-La-Tex Financial Services, LLC. lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 125 | 83 | 9 | 7.2% |
| St. Clair County | 47 | 40 | 0 | 0.0% |
| Madison County | 38 | 33 | 0 | 0.0% |
| Will County | 26 | 18 | 3 | 11.5% |
| Macoupin County | 17 | 8 | 2 | 11.8% |
| Lake County | 14 | 12 | 0 | 0.0% |
| Kane County | 13 | 11 | 1 | 7.7% |
| McHenry County | 13 | 11 | 0 | 0.0% |
| Montgomery County | 9 | 7 | 0 | 0.0% |
| Kendall County | 9 | 6 | 2 | 22.2% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 372 applications in 2025, of which 280 were originated and 19 denied.
5.1% of all applications, or 6.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology