Arbor Realty Trust in Illinois vs the state
4.4%Denial rate-12.77 pts vs state
6.3%Decision denial rate-15.43 pts vs state
65.2%Origination rate+6.48 pts vs state
5.38%Median rate-1.37 pts vs state
—Rate spread (pts)
—Median applicant income
15Loans originated
1Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 24 | 11.8% | 5.69% | #512 |
| 2024 | 19 | 13 | 5.3% | 5.67% | #589 |
| 2025 | 23 | 15 | 4.4% | 5.38% | #577 |
What Arbor Realty Trust lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Arbor Realty Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 11 | 7 | 0 | 0.0% |
| Winnebago County | 3 | 3 | 0 | 0.0% |
| St. Clair County | 2 | 1 | 0 | 0.0% |
| Monroe County | 2 | 1 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Grundy County | 1 | 1 | 0 | 0.0% |
| DuPage County | 1 | 1 | 0 | 0.0% |
| Peoria County | 1 | 0 | 1 | 100.0% |
| Jackson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 23 applications in 2025, of which 15 were originated and 1 denied.
4.4% of all applications, or 6.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Arbor Realty Trust originated in Illinois in 2025 was 5.38%, against a statewide median of 6.75%.
About this data. Figures are Arbor Realty Trust's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology