Angel Oak Mortgage Solutions in Maryland vs the state
15.0%Denial rate-3.80 pts vs state
19.9%Decision denial rate-4.25 pts vs state
60.0%Origination rate+4.29 pts vs state
7.50%Median rate+0.87 pts vs state
1.03Rate spread (pts)+0.78 pts vs state
$294kMedian applicant income
132Loans originated
33Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 97 | 42 | 22.7% | 8.69% | #216 |
| 2024 | 140 | 91 | 13.6% | 7.88% | #185 |
| 2025 | 220 | 132 | 15.0% | 7.50% | #150 |
What Angel Oak Mortgage Solutions lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 50 | 26 | 6 | 12.0% |
| Prince George's County | 39 | 21 | 9 | 23.1% |
| Baltimore County | 36 | 31 | 1 | 2.8% |
| Montgomery County | 27 | 15 | 5 | 18.5% |
| Anne Arundel County | 17 | 9 | 2 | 11.8% |
| Worcester County | 11 | 4 | 5 | 45.5% |
| Harford County | 9 | 9 | 0 | 0.0% |
| Frederick County | 8 | 5 | 2 | 25.0% |
| Talbot County | 4 | 3 | 0 | 0.0% |
| Carroll County | 4 | 2 | 1 | 25.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 220 applications in 2025, of which 132 were originated and 33 denied.
15.0% of all applications, or 19.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Angel Oak Mortgage Solutions originated in Maryland in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology