Angel Oak Mortgage Solutions in Indiana vs the state
12.8%Denial rate-3.80 pts vs state
17.1%Decision denial rate-3.00 pts vs state
58.5%Origination rate-3.74 pts vs state
7.62%Median rate+0.87 pts vs state
1.69Rate spread (pts)+1.33 pts vs state
$145kMedian applicant income
55Loans originated
12Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 42 | 21 | 14.3% | 8.63% | #340 |
| 2024 | 48 | 32 | 12.5% | 7.81% | #346 |
| 2025 | 94 | 55 | 12.8% | 7.62% | #282 |
What Angel Oak Mortgage Solutions lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 32 | 20 | 5 | 15.6% |
| Marion County | 19 | 11 | 3 | 15.8% |
| Porter County | 7 | 2 | 0 | 0.0% |
| Hamilton County | 5 | 1 | 0 | 0.0% |
| St. Joseph County | 4 | 2 | 1 | 25.0% |
| Boone County | 4 | 2 | 0 | 0.0% |
| Delaware County | 3 | 2 | 1 | 33.3% |
| LaPorte County | 2 | 1 | 0 | 0.0% |
| Hancock County | 2 | 1 | 0 | 0.0% |
| Johnson County | 2 | 2 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 94 applications in 2025, of which 55 were originated and 12 denied.
12.8% of all applications, or 17.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Angel Oak Mortgage Solutions originated in Indiana in 2025 was 7.62%, against a statewide median of 6.75%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology