Angel Oak Mortgage Solutions in Idaho vs the state
25.0%Denial rate+10.55 pts vs state
29.6%Decision denial rate+12.11 pts vs state
59.4%Origination rate-3.64 pts vs state
7.62%Median rate+1.00 pts vs state
1.90Rate spread (pts)+1.75 pts vs state
$327kMedian applicant income
19Loans originated
8Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 17 | 12.0% | 8.00% | #187 |
| 2024 | 19 | 11 | 10.5% | 8.00% | #222 |
| 2025 | 32 | 19 | 25.0% | 7.62% | #191 |
What Angel Oak Mortgage Solutions lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kootenai County | 7 | 4 | 3 | 42.9% |
| Ada County | 5 | 3 | 1 | 20.0% |
| Canyon County | 4 | 2 | 0 | 0.0% |
| Gem County | 3 | 3 | 0 | 0.0% |
| Teton County | 2 | 1 | 1 | 50.0% |
| Blaine County | 2 | 1 | 1 | 50.0% |
| Bonner County | 2 | 2 | 0 | 0.0% |
| Boise County | 2 | 2 | 0 | 0.0% |
| Payette County | 1 | 0 | 0 | 0.0% |
| Elmore County | 1 | 0 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 32 applications in 2025, of which 19 were originated and 8 denied.
25.0% of all applications, or 29.6% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Angel Oak Mortgage Solutions originated in Idaho in 2025 was 7.62%, against a statewide median of 6.63%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology