AMWEST Funding in Oregon vs the state
6.0%Denial rate-9.36 pts vs state
8.5%Decision denial rate-10.69 pts vs state
63.1%Origination rate+2.48 pts vs state
6.75%Median rate0.00 pts vs state
0.46Rate spread (pts)+0.19 pts vs state
$163kMedian applicant income
53Loans originated
5Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 23 | 10.6% | 7.25% | #206 |
| 2024 | 62 | 29 | 14.5% | 6.88% | #189 |
| 2025 | 84 | 53 | 6.0% | 6.75% | #178 |
What AMWEST Funding lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 21 | 16 | 1 | 4.8% |
| Clackamas County | 17 | 9 | 2 | 11.8% |
| Multnomah County | 13 | 9 | 0 | 0.0% |
| Lane County | 6 | 4 | 0 | 0.0% |
| Jackson County | 4 | 1 | 0 | 0.0% |
| Union County | 3 | 3 | 0 | 0.0% |
| Deschutes County | 3 | 2 | 0 | 0.0% |
| Josephine County | 2 | 0 | 0 | 0.0% |
| Marion County | 2 | 2 | 0 | 0.0% |
| Clatsop County | 2 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 84 applications in 2025, of which 53 were originated and 5 denied.
6.0% of all applications, or 8.5% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans AMWEST Funding originated in Oregon in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology