AMWEST Funding in Massachusetts vs the state
7.9%Denial rate-8.30 pts vs state
11.1%Decision denial rate-8.84 pts vs state
63.3%Origination rate+0.66 pts vs state
6.75%Median rate+0.13 pts vs state
0.57Rate spread (pts)+0.48 pts vs state
$150kMedian applicant income
136Loans originated
17Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 94 | 57 | 7.5% | 8.50% | #235 |
| 2024 | 123 | 77 | 10.6% | 7.38% | #205 |
| 2025 | 215 | 136 | 7.9% | 6.75% | #152 |
What AMWEST Funding lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 48 | 32 | 6 | 12.5% |
| Norfolk County | 46 | 30 | 0 | 0.0% |
| Suffolk County | 29 | 19 | 2 | 6.9% |
| Hampden County | 25 | 17 | 3 | 12.0% |
| Worcester County | 22 | 17 | 2 | 9.1% |
| Bristol County | 16 | 7 | 1 | 6.3% |
| Essex County | 15 | 10 | 0 | 0.0% |
| Plymouth County | 7 | 2 | 1 | 14.3% |
| Barnstable County | 4 | 1 | 2 | 50.0% |
| Berkshire County | 2 | 0 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 215 applications in 2025, of which 136 were originated and 17 denied.
7.9% of all applications, or 11.1% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans AMWEST Funding originated in Massachusetts in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology