Aml Funding in Oklahoma vs the state
7.8%Denial rate-10.08 pts vs state
9.8%Decision denial rate-13.11 pts vs state
72.6%Origination rate+16.45 pts vs state
6.50%Median rate-0.13 pts vs state
0.28Rate spread (pts)-0.07 pts vs state
$74kMedian applicant income
74Loans originated
8Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 31 | 2.9% | 6.63% | #256 |
| 2024 | 98 | 80 | 4.1% | 6.69% | #173 |
| 2025 | 102 | 74 | 7.8% | 6.50% | #183 |
What Aml Funding lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Aml Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 35 | 26 | 3 | 8.6% |
| Canadian County | 24 | 17 | 3 | 12.5% |
| Cleveland County | 17 | 15 | 1 | 5.9% |
| Stephens County | 6 | 4 | 0 | 0.0% |
| Tulsa County | 5 | 2 | 0 | 0.0% |
| Seminole County | 2 | 1 | 0 | 0.0% |
| Pontotoc County | 2 | 2 | 0 | 0.0% |
| McClain County | 1 | 0 | 1 | 100.0% |
| Noble County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 102 applications in 2025, of which 74 were originated and 8 denied.
7.8% of all applications, or 9.8% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Aml Funding originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Aml Funding's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology