Aml Funding in New Jersey vs the state
20.0%Denial rate+2.31 pts vs state
20.7%Decision denial rate-2.36 pts vs state
76.7%Origination rate+20.99 pts vs state
7.13%Median rate+0.38 pts vs state
0.67Rate spread (pts)+0.39 pts vs state
$136kMedian applicant income
23Loans originated
6Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 13 | 9 | 0.0% | 6.50% | #506 |
| 2025 | 30 | 23 | 20.0% | 7.13% | #402 |
What Aml Funding lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Aml Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Camden County | 13 | 10 | 2 | 15.4% |
| Passaic County | 3 | 2 | 1 | 33.3% |
| Ocean County | 3 | 2 | 1 | 33.3% |
| Middlesex County | 2 | 1 | 1 | 50.0% |
| Gloucester County | 2 | 2 | 0 | 0.0% |
| Union County | 2 | 2 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Atlantic County | 1 | 1 | 0 | 0.0% |
| Sussex County | 1 | 1 | 0 | 0.0% |
| Somerset County | 1 | 0 | 1 | 100.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 30 applications in 2025, of which 23 were originated and 6 denied.
20.0% of all applications, or 20.7% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Aml Funding originated in New Jersey in 2025 was 7.13%, against a statewide median of 6.75%.
About this data. Figures are Aml Funding's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology