Amerihome Mortgage Company · Indiana · 2025

Amerihome Mortgage Company in Indiana: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 644 mortgage applications in Indiana in 2025, ranking #99 of 1,025 lenders active in the state. It originated 66.9% of them and denied 7.9% (10.4% of the applications it decided), against a statewide denial rate of 16.6%.

644Applicationsin IN
10.4%Decision denial ratestate 20.1%
6.50%Median ratestate 6.75%
$255,000Median loanstate $155,000
$120MVolume66 counties

Amerihome Mortgage Company in Indiana vs the state

7.9%Denial rate-8.65 pts vs state
10.4%Decision denial rate-9.73 pts vs state
66.9%Origination rate+4.68 pts vs state
6.50%Median rate-0.25 pts vs state
0.35Rate spread (pts)-0.02 pts vs state
$94kMedian applicant income
431Loans originated
51Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202329917813.0%6.63%#143
20244282728.9%6.63%#121
20256444317.9%6.50%#99

What Amerihome Mortgage Company lends in Indiana

By loan purpose

Home purchase 228 35% · 7.9% denied
Refinance 379 59% · 6.6% denied
Cash-out refinance 37 6% · 21.6% denied

By loan type

Conventional 223 35% · 5.4% denied
FHA 400 62% · 9.3% denied
VA 21 3% · 9.5% denied

Why it denied Indiana applicants

Credit history 21 41%
Unverifiable information 11 22%
Debt-to-income ratio 9 18%
Insufficient cash 5 10%
Other 3 6%
Incomplete application 1 2%
Collateral 1 2%

Where in Indiana

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lake County 977112 12.4%
Marion County 845111 13.1%
Clark County 68507 10.3%
Porter County 46303 6.5%
Floyd County 30280 0.0%
Allen County 22160 0.0%
Hamilton County 22160 0.0%
Hendricks County 19102 10.5%
Johnson County 18120 0.0%
Madison County 1551 6.7%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 644 applications in 2025, of which 431 were originated and 51 denied.

7.9% of all applications, or 10.4% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Amerihome Mortgage Company originated in Indiana in 2025 was 6.50%, against a statewide median of 6.75%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology