Amerihome Mortgage Company · Idaho · 2025

Amerihome Mortgage Company in Idaho: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 36 mortgage applications in Idaho in 2025, ranking #188 of 595 lenders active in the state. It originated 47.2% of them and denied 11.1% (19.1% of the applications it decided), against a statewide denial rate of 14.5%.

36Applicationsin ID
19.1%Decision denial ratestate 17.5%
6.50%Median ratestate 6.63%
$345,000Median loanstate $265,000
$6.2MVolume18 counties

Amerihome Mortgage Company in Idaho vs the state

11.1%Denial rate-3.34 pts vs state
19.1%Decision denial rate+1.53 pts vs state
47.2%Origination rate-15.80 pts vs state
6.50%Median rate-0.13 pts vs state
0.32Rate spread (pts)+0.17 pts vs state
$93kMedian applicant income
17Loans originated
4Denied

Trend in Idaho

YearApplicationsOriginatedDenial rateMedian rateRank in state
202315106.7%6.06%#219
2024221013.6%6.56%#211
2025361711.1%6.50%#188

What Amerihome Mortgage Company lends in Idaho

By loan purpose

Home purchase 6 17% · 16.7% denied
Refinance 26 72% · 11.5% denied
Cash-out refinance 4 11% · 0.0% denied

By loan type

Conventional 16 44% · 12.5% denied
FHA 17 47% · 11.8% denied
VA 3 8% · 0.0% denied

Why it denied Idaho applicants

Debt-to-income ratio 1 25%
Collateral 1 25%
Insufficient cash 1 25%
Credit history 1 25%

Where in Idaho

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Canyon County 530 0.0%
Nez Perce County 411 25.0%
Lemhi County 411 25.0%
Kootenai County 410 0.0%
Bonner County 320 0.0%
Ada County 320 0.0%
Jefferson County 201 50.0%
Elmore County 101 100.0%
Cassia County 110 0.0%
Franklin County 110 0.0%

Other large lenders in Idaho

LenderGradeApplicationsDenial rateMedian rate
Idaho Central Credit UnionA 15,64416.5%7.00%
Rocket MortgageC 4,39113.3%6.63%
United Shore Financial ServicesB 3,9439.1%6.12%
Premier Mortgage ResourcesB 2,5042.7%6.25%
Mountain America Federal Credit UnionD 2,32337.7%7.24%
Guild MortgageA 2,3203.4%6.50%
U.S. BankD 2,16128.6%7.35%
Loandepot.ComD 1,62214.2%6.50%
Glacier BankD 1,50714.5%6.88%
Pennymac Loan ServicesC 1,29710.8%6.50%

Frequently asked questions

Idaho: 36 applications in 2025, of which 17 were originated and 4 denied.

11.1% of all applications, or 19.1% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.

The median rate on loans Amerihome Mortgage Company originated in Idaho in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology