American Portfolio Mortgage in Indiana vs the state
6.7%Denial rate-9.90 pts vs state
7.9%Decision denial rate-12.27 pts vs state
78.0%Origination rate+15.75 pts vs state
6.63%Median rate-0.13 pts vs state
0.63Rate spread (pts)+0.26 pts vs state
$80kMedian applicant income
117Loans originated
10Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 144 | 105 | 2.8% | 6.88% | #214 |
| 2024 | 126 | 104 | 4.0% | 6.75% | #229 |
| 2025 | 150 | 117 | 6.7% | 6.63% | #231 |
What American Portfolio Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most American Portfolio Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 113 | 90 | 9 | 8.0% |
| Porter County | 18 | 13 | 1 | 5.6% |
| LaPorte County | 5 | 3 | 0 | 0.0% |
| Jasper County | 3 | 3 | 0 | 0.0% |
| Pulaski County | 2 | 2 | 0 | 0.0% |
| Tippecanoe County | 2 | 2 | 0 | 0.0% |
| Hamilton County | 2 | 1 | 0 | 0.0% |
| Hendricks County | 2 | 0 | 0 | 0.0% |
| Starke County | 1 | 1 | 0 | 0.0% |
| St. Joseph County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 150 applications in 2025, of which 117 were originated and 10 denied.
6.7% of all applications, or 7.9% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans American Portfolio Mortgage originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are American Portfolio Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology