American Internet Mortgage in Maine vs the state
25.0%Denial rate+8.67 pts vs state
35.7%Decision denial rate+15.63 pts vs state
45.0%Origination rate-17.17 pts vs state
6.00%Median rate-0.88 pts vs state
-0.06Rate spread (pts)-0.39 pts vs state
$184kMedian applicant income
9Loans originated
5Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 6 | 25.0% | 6.69% | #222 |
| 2024 | 12 | 5 | 8.3% | 6.50% | #191 |
| 2025 | 20 | 9 | 25.0% | 6.00% | #176 |
What American Internet Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 7 | 4 | 2 | 28.6% |
| York County | 3 | 1 | 0 | 0.0% |
| Oxford County | 2 | 1 | 0 | 0.0% |
| Penobscot County | 2 | 1 | 1 | 50.0% |
| Kennebec County | 2 | 0 | 1 | 50.0% |
| Aroostook County | 2 | 1 | 0 | 0.0% |
| Somerset County | 1 | 1 | 0 | 0.0% |
| Hancock County | 1 | 0 | 1 | 100.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 20 applications in 2025, of which 9 were originated and 5 denied.
25.0% of all applications, or 35.7% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans American Internet Mortgage originated in Maine in 2025 was 6.00%, against a statewide median of 6.88%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology