American Internet Mortgage in Indiana vs the state
6.6%Denial rate-9.99 pts vs state
10.9%Decision denial rate-9.27 pts vs state
51.3%Origination rate-10.93 pts vs state
6.38%Median rate-0.38 pts vs state
-0.27Rate spread (pts)-0.64 pts vs state
$144kMedian applicant income
39Loans originated
5Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 19 | 13.8% | 6.50% | #386 |
| 2024 | 38 | 27 | 10.5% | 6.00% | #372 |
| 2025 | 76 | 39 | 6.6% | 6.38% | #304 |
What American Internet Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 16 | 5 | 2 | 12.5% |
| Lake County | 14 | 12 | 0 | 0.0% |
| Marion County | 14 | 7 | 1 | 7.1% |
| Johnson County | 5 | 1 | 1 | 20.0% |
| Porter County | 4 | 1 | 0 | 0.0% |
| Hendricks County | 4 | 2 | 0 | 0.0% |
| Tippecanoe County | 2 | 1 | 0 | 0.0% |
| Floyd County | 2 | 1 | 1 | 50.0% |
| Allen County | 2 | 1 | 0 | 0.0% |
| Monroe County | 2 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 76 applications in 2025, of which 39 were originated and 5 denied.
6.6% of all applications, or 10.9% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans American Internet Mortgage originated in Indiana in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology