American Internet Mortgage in Georgia vs the state
11.9%Denial rate-7.34 pts vs state
20.3%Decision denial rate-4.73 pts vs state
44.6%Origination rate-9.54 pts vs state
6.38%Median rate-0.25 pts vs state
-0.16Rate spread (pts)-0.43 pts vs state
$162kMedian applicant income
45Loans originated
12Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 50 | 23 | 18.0% | 6.00% | #422 |
| 2024 | 48 | 24 | 20.8% | 6.25% | #435 |
| 2025 | 101 | 45 | 11.9% | 6.38% | #335 |
What American Internet Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 17 | 6 | 3 | 17.6% |
| Cobb County | 10 | 4 | 1 | 10.0% |
| Gwinnett County | 10 | 7 | 0 | 0.0% |
| Forsyth County | 10 | 2 | 3 | 30.0% |
| DeKalb County | 9 | 5 | 0 | 0.0% |
| Barrow County | 3 | 2 | 0 | 0.0% |
| Fayette County | 3 | 1 | 0 | 0.0% |
| Hall County | 3 | 1 | 0 | 0.0% |
| Carroll County | 3 | 3 | 0 | 0.0% |
| Richmond County | 3 | 2 | 1 | 33.3% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 101 applications in 2025, of which 45 were originated and 12 denied.
11.9% of all applications, or 20.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans American Internet Mortgage originated in Georgia in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology