American Homestar Mortgage in Oklahoma vs the state
57.5%Denial rate+39.53 pts vs state
81.8%Decision denial rate+58.95 pts vs state
12.8%Origination rate-43.33 pts vs state
6.25%Median rate-0.38 pts vs state
0.28Rate spread (pts)-0.07 pts vs state
$78kMedian applicant income
6Loans originated
27Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 3 | 47.5% | 7.25% | #243 |
| 2024 | 48 | 5 | 60.4% | 6.25% | #238 |
| 2025 | 47 | 6 | 57.5% | 6.25% | #264 |
What American Homestar Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most American Homestar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 8 | 0 | 6 | 75.0% |
| Tulsa County | 6 | 0 | 3 | 50.0% |
| Okmulgee County | 4 | 2 | 2 | 50.0% |
| Delaware County | 3 | 1 | 1 | 33.3% |
| Creek County | 3 | 1 | 1 | 33.3% |
| Wagoner County | 3 | 0 | 2 | 66.7% |
| Osage County | 2 | 0 | 2 | 100.0% |
| Muskogee County | 2 | 0 | 1 | 50.0% |
| Pawnee County | 2 | 1 | 1 | 50.0% |
| Rogers County | 2 | 0 | 1 | 50.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 47 applications in 2025, of which 6 were originated and 27 denied.
57.5% of all applications, or 81.8% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans American Homestar Mortgage originated in Oklahoma in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are American Homestar Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology