American Financial Resources in Iowa vs the state
6.5%Denial rate-6.41 pts vs state
7.7%Decision denial rate-7.62 pts vs state
77.4%Origination rate+8.96 pts vs state
6.63%Median rate+0.13 pts vs state
0.58Rate spread (pts)+0.38 pts vs state
$71kMedian applicant income
24Loans originated
2Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 2 | 16.7% | 6.94% | #393 |
| 2024 | 21 | 15 | 4.8% | 7.25% | #287 |
| 2025 | 31 | 24 | 6.5% | 6.63% | #267 |
What American Financial Resources lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Scott County | 8 | 7 | 0 | 0.0% |
| Polk County | 5 | 4 | 0 | 0.0% |
| Pottawattamie County | 2 | 1 | 1 | 50.0% |
| Wapello County | 2 | 1 | 1 | 50.0% |
| Audubon County | 1 | 0 | 0 | 0.0% |
| Iowa County | 1 | 0 | 0 | 0.0% |
| Mahaska County | 1 | 1 | 0 | 0.0% |
| Shelby County | 1 | 1 | 0 | 0.0% |
| Des Moines County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 31 applications in 2025, of which 24 were originated and 2 denied.
6.5% of all applications, or 7.7% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans American Financial Resources originated in Iowa in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology