American Financial Network in Nebraska vs the state
8.9%Denial rate-3.64 pts vs state
10.8%Decision denial rate-4.33 pts vs state
73.3%Origination rate+6.05 pts vs state
6.63%Median rate0.00 pts vs state
0.96Rate spread (pts)+0.74 pts vs state
$80kMedian applicant income
33Loans originated
4Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 12 | 0.0% | 7.06% | #175 |
| 2024 | 28 | 23 | 0.0% | 6.88% | #168 |
| 2025 | 45 | 33 | 8.9% | 6.63% | #151 |
What American Financial Network lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lincoln County | 10 | 7 | 0 | 0.0% |
| Douglas County | 9 | 7 | 1 | 11.1% |
| Lancaster County | 7 | 3 | 3 | 42.9% |
| Sarpy County | 5 | 5 | 0 | 0.0% |
| Cass County | 4 | 2 | 0 | 0.0% |
| Dawson County | 3 | 3 | 0 | 0.0% |
| Seward County | 2 | 2 | 0 | 0.0% |
| Gage County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 0 | 0 | 0.0% |
| Brown County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 45 applications in 2025, of which 33 were originated and 4 denied.
8.9% of all applications, or 10.8% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans American Financial Network originated in Nebraska in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology