American Airlines Federal Credit Union in Georgia vs the state
36.7%Denial rate+17.51 pts vs state
40.0%Decision denial rate+14.93 pts vs state
44.9%Origination rate-9.19 pts vs state
6.75%Median rate+0.13 pts vs state
0.16Rate spread (pts)-0.11 pts vs state
$160kMedian applicant income
22Loans originated
18Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 51 | 25 | 37.3% | 5.88% | #419 |
| 2024 | 77 | 39 | 33.8% | 6.63% | #371 |
| 2025 | 49 | 22 | 36.7% | 6.75% | #439 |
What American Airlines Federal Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most American Airlines Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 6 | 2 | 4 | 66.7% |
| Clayton County | 6 | 0 | 3 | 50.0% |
| Henry County | 5 | 2 | 2 | 40.0% |
| Cobb County | 4 | 3 | 1 | 25.0% |
| Fayette County | 3 | 0 | 2 | 66.7% |
| Coweta County | 2 | 2 | 0 | 0.0% |
| Pike County | 2 | 1 | 0 | 0.0% |
| Newton County | 2 | 2 | 0 | 0.0% |
| Bryan County | 2 | 2 | 0 | 0.0% |
| Cherokee County | 2 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 49 applications in 2025, of which 22 were originated and 18 denied.
36.7% of all applications, or 40.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans American Airlines Federal Credit Union originated in Georgia in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are American Airlines Federal Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology