American Airlines Federal Credit Union in Arkansas vs the state
19.1%Denial rate+0.86 pts vs state
20.0%Decision denial rate-3.13 pts vs state
66.7%Origination rate+9.84 pts vs state
6.56%Median rate-0.06 pts vs state
0.10Rate spread (pts)-0.24 pts vs state
$145kMedian applicant income
14Loans originated
4Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 13 | 14.3% | 6.00% | #260 |
| 2024 | 30 | 21 | 10.0% | 6.63% | #236 |
| 2025 | 21 | 14 | 19.1% | 6.56% | #279 |
What American Airlines Federal Credit Union lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most American Airlines Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 5 | 4 | 1 | 20.0% |
| Pulaski County | 5 | 4 | 0 | 0.0% |
| Jefferson County | 2 | 0 | 2 | 100.0% |
| Garland County | 1 | 0 | 0 | 0.0% |
| Saline County | 1 | 0 | 1 | 100.0% |
| Mississippi County | 1 | 1 | 0 | 0.0% |
| Pike County | 1 | 1 | 0 | 0.0% |
| Pope County | 1 | 1 | 0 | 0.0% |
| Carroll County | 1 | 1 | 0 | 0.0% |
| White County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 21 applications in 2025, of which 14 were originated and 4 denied.
19.1% of all applications, or 20.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans American Airlines Federal Credit Union originated in Arkansas in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are American Airlines Federal Credit Union's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology