AMERICA FIRST Federal Credit Union in Montana vs the state
100.0%Denial rate+85.18 pts vs state
100.0%Decision denial rate+81.30 pts vs state
0.0%Origination rate-61.98 pts vs state
—Median rate
—Rate spread (pts)
$105kMedian applicant income
0Loans originated
11Denied
What AMERICA FIRST Federal Credit Union lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most AMERICA FIRST Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 2 | 0 | 2 | 100.0% |
| Yellowstone County | 2 | 0 | 2 | 100.0% |
| Cascade County | 2 | 0 | 2 | 100.0% |
| Missoula County | 1 | 0 | 1 | 100.0% |
| Hill County | 1 | 0 | 1 | 100.0% |
| Beaverhead County | 1 | 0 | 1 | 100.0% |
| Madison County | 1 | 0 | 1 | 100.0% |
| Teton County | 1 | 0 | 1 | 100.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 11 applications in 2025, of which 0 were originated and 11 denied.
100.0% of all applications, or 100.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are AMERICA FIRST Federal Credit Union's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology