Amerant Mortgage in Massachusetts vs the state
11.8%Denial rate-4.41 pts vs state
15.2%Decision denial rate-4.75 pts vs state
64.6%Origination rate+2.00 pts vs state
6.88%Median rate+0.25 pts vs state
0.28Rate spread (pts)+0.19 pts vs state
$150kMedian applicant income
104Loans originated
19Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 224 | 176 | 17.0% | 6.69% | #145 |
| 2024 | 453 | 345 | 11.7% | 6.63% | #84 |
| 2025 | 161 | 104 | 11.8% | 6.88% | #189 |
What Amerant Mortgage lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Amerant Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 40 | 23 | 5 | 12.5% |
| Worcester County | 35 | 26 | 3 | 8.6% |
| Essex County | 32 | 16 | 5 | 15.6% |
| Barnstable County | 14 | 12 | 1 | 7.1% |
| Bristol County | 14 | 11 | 3 | 21.4% |
| Plymouth County | 13 | 7 | 1 | 7.7% |
| Norfolk County | 9 | 6 | 0 | 0.0% |
| Suffolk County | 3 | 2 | 1 | 33.3% |
| Hampden County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 161 applications in 2025, of which 104 were originated and 19 denied.
11.8% of all applications, or 15.2% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Amerant Mortgage originated in Massachusetts in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Amerant Mortgage's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology