Amarillo National Bank · Colorado · 2025

Amarillo National Bank in Colorado: approval rate, denial rate and rates (2025)

Amarillo National Bank took 7 mortgage applications in Colorado in 2025, ranking #555 of 1,114 lenders active in the state. It originated 85.7% of them and denied 14.3% (14.3% of the applications it decided), against a statewide denial rate of 15.6%.

7Applicationsin CO
14.3%Decision denial ratestate 19.7%
6.94%Median ratestate 6.63%
$385,000Median loanstate $325,000
$6.4MVolume7 counties

Amarillo National Bank in Colorado vs the state

14.3%Denial rate-1.34 pts vs state
14.3%Decision denial rate-5.37 pts vs state
85.7%Origination rate+25.69 pts vs state
6.94%Median rate+0.31 pts vs state
0.61Rate spread (pts)+0.46 pts vs state
$174kMedian applicant income
6Loans originated
1Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024980.0%6.94%#506
20257614.3%6.94%#555

What Amarillo National Bank lends in Colorado

By loan purpose

Home purchase 5 71% · 0.0% denied
Refinance 1 14% · 0.0% denied
Other / HELOC 1 14% · 100.0% denied

By loan type

Conventional 7 100% · 14.3% denied

Why it denied Colorado applicants

Debt-to-income ratio 1 100%

Where in Colorado

Counties with the most Amarillo National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Las Animas County 101 100.0%
Archuleta County 110 0.0%
Hinsdale County 110 0.0%
Denver County 110 0.0%
Grand County 110 0.0%
Rio Blanco County 110 0.0%
El Paso County 110 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 7 applications in 2025, of which 6 were originated and 1 denied.

14.3% of all applications, or 14.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Amarillo National Bank originated in Colorado in 2025 was 6.94%, against a statewide median of 6.63%.

About this data. Figures are Amarillo National Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology