Allied First Bank,sb · Oklahoma · 2025

Allied First Bank,sb in Oklahoma: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 75 mortgage applications in Oklahoma in 2025, ranking #224 of 821 lenders active in the state. It originated 0.0% of them and denied 36.0% (100.0% of the applications it decided), against a statewide denial rate of 17.9%.

75Applicationsin OK
100.0%Decision denial ratestate 22.9%
Median ratestate 6.63%
$215,000Median loanstate $165,000
$0Volume21 counties

Allied First Bank,sb in Oklahoma vs the state

36.0%Denial rate+18.08 pts vs state
100.0%Decision denial rate+77.13 pts vs state
0.0%Origination rate-56.10 pts vs state
Median rate
Rate spread (pts)
$76kMedian applicant income
0Loans originated
27Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
202311145.5%3.63%#366
202428028.6%#287
202575036.0%#224

What Allied First Bank,sb lends in Oklahoma

By loan purpose

Home purchase 1 1% · 0.0% denied
Refinance 11 15% · 63.6% denied
Cash-out refinance 63 84% · 31.8% denied

By loan type

Conventional 2 3% · 0.0% denied
FHA 14 19% · 42.9% denied
VA 59 79% · 35.6% denied

Why it denied Oklahoma applicants

Credit history 13 48%
Debt-to-income ratio 9 33%
Other 3 11%
Insufficient cash 2 7%

Where in Oklahoma

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 1607 43.8%
Comanche County 1404 28.6%
Tulsa County 904 44.4%
Rogers County 502 40.0%
Canadian County 500 0.0%
Cleveland County 401 25.0%
Wagoner County 402 50.0%
Washington County 200 0.0%
McIntosh County 201 50.0%
Pittsburg County 201 50.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 75 applications in 2025, of which 0 were originated and 27 denied.

36.0% of all applications, or 100.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology