Allied First Bank,sb · New Mexico · 2025

Allied First Bank,sb in New Mexico: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 35 mortgage applications in New Mexico in 2025, ranking #171 of 599 lenders active in the state. It originated 0.0% of them and denied 40.0% (100.0% of the applications it decided), against a statewide denial rate of 18.6%.

35Applicationsin NM
100.0%Decision denial ratestate 24.7%
Median ratestate 6.63%
$265,000Median loanstate $205,000
$0Volume10 counties

Allied First Bank,sb in New Mexico vs the state

40.0%Denial rate+21.40 pts vs state
100.0%Decision denial rate+75.34 pts vs state
0.0%Origination rate-53.34 pts vs state
Median rate
Rate spread (pts)
$86kMedian applicant income
0Loans originated
14Denied

Trend in New Mexico

YearApplicationsOriginatedDenial rateMedian rateRank in state
202312058.3%#224
202418122.2%3.88%#207
202535040.0%#171

What Allied First Bank,sb lends in New Mexico

By loan purpose

Refinance 5 14% · 80.0% denied
Cash-out refinance 30 86% · 33.3% denied

By loan type

Conventional 3 9% · 0.0% denied
FHA 7 20% · 42.9% denied
VA 25 71% · 44.0% denied

Why it denied New Mexico applicants

Debt-to-income ratio 4 29%
Insufficient cash 4 29%
Credit history 4 29%
Other 2 14%

Where in New Mexico

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bernalillo County 1003 30.0%
Sandoval County 603 50.0%
Santa Fe County 601 16.7%
San Juan County 301 33.3%
Doña Ana County 302 66.7%
Valencia County 202 100.0%
Chaves County 201 50.0%
Otero County 101 100.0%
Roosevelt County 100 0.0%
Eddy County 100 0.0%

Other large lenders in New Mexico

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 4,44020.5%6.75%
21st MortgageF 3,99245.5%9.60%
United Shore Financial ServicesB 3,25112.8%6.13%
Guild MortgageA 3,1864.3%6.63%
NusendaD 2,96213.7%8.00%
Waterstone MortgageC 2,7403.2%6.88%
Vanderbilt Mortgage and FinanceF 2,08546.4%9.99%
Sunward Federal Credit UnionB 1,7659.1%6.50%
Mortgage Research CenterC 1,68315.9%6.25%
Primary Residential MortgageC 1,4974.9%6.63%

Frequently asked questions

New Mexico: 35 applications in 2025, of which 0 were originated and 14 denied.

40.0% of all applications, or 100.0% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology