Allied First Bank,sb in Massachusetts vs the state
38.3%Denial rate+22.09 pts vs state
90.0%Decision denial rate+70.05 pts vs state
4.3%Origination rate-58.34 pts vs state
2.75%Median rate-3.88 pts vs state
—Rate spread (pts)
$101kMedian applicant income
2Loans originated
18Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 1 | 56.3% | 5.25% | #402 |
| 2024 | 13 | 0 | 46.2% | — | #429 |
| 2025 | 47 | 2 | 38.3% | 2.75% | #334 |
What Allied First Bank,sb lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Allied First Bank,sb applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bristol County | 7 | 1 | 3 | 42.9% |
| Plymouth County | 7 | 0 | 5 | 71.4% |
| Hampden County | 7 | 0 | 2 | 28.6% |
| Worcester County | 6 | 0 | 0 | 0.0% |
| Essex County | 6 | 1 | 3 | 50.0% |
| Middlesex County | 5 | 0 | 3 | 60.0% |
| Norfolk County | 3 | 0 | 0 | 0.0% |
| Suffolk County | 2 | 0 | 1 | 50.0% |
| Franklin County | 1 | 0 | 0 | 0.0% |
| Barnstable County | 1 | 0 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 47 applications in 2025, of which 2 were originated and 18 denied.
38.3% of all applications, or 90.0% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Allied First Bank,sb originated in Massachusetts in 2025 was 2.75%, against a statewide median of 6.63%.
About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology