Alliant Credit Union in Massachusetts vs the state
33.5%Denial rate+17.33 pts vs state
38.6%Decision denial rate+18.62 pts vs state
52.2%Origination rate-10.43 pts vs state
6.31%Median rate-0.31 pts vs state
-0.11Rate spread (pts)-0.20 pts vs state
$244kMedian applicant income
84Loans originated
54Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 74 | 21 | 60.8% | 8.25% | #265 |
| 2024 | 139 | 58 | 39.6% | 5.94% | #190 |
| 2025 | 161 | 84 | 33.5% | 6.31% | #190 |
What Alliant Credit Union lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 53 | 27 | 15 | 28.3% |
| Suffolk County | 26 | 14 | 8 | 30.8% |
| Essex County | 16 | 9 | 6 | 37.5% |
| Worcester County | 16 | 4 | 12 | 75.0% |
| Norfolk County | 13 | 10 | 1 | 7.7% |
| Plymouth County | 10 | 6 | 3 | 30.0% |
| Barnstable County | 7 | 4 | 3 | 42.9% |
| Hampden County | 7 | 3 | 3 | 42.9% |
| Bristol County | 6 | 3 | 2 | 33.3% |
| Hampshire County | 5 | 2 | 1 | 20.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 161 applications in 2025, of which 84 were originated and 54 denied.
33.5% of all applications, or 38.6% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Alliant Credit Union originated in Massachusetts in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology