Alliant Credit Union in Kentucky vs the state
24.3%Denial rate+5.49 pts vs state
32.1%Decision denial rate+8.61 pts vs state
50.5%Origination rate-7.57 pts vs state
6.75%Median rate0.00 pts vs state
0.05Rate spread (pts)-0.27 pts vs state
$176kMedian applicant income
54Loans originated
26Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 61 | 27 | 39.3% | 10.50% | #218 |
| 2024 | 66 | 35 | 31.8% | 6.50% | #223 |
| 2025 | 107 | 54 | 24.3% | 6.75% | #202 |
What Alliant Credit Union lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 32 | 16 | 10 | 31.3% |
| Shelby County | 7 | 5 | 0 | 0.0% |
| Warren County | 6 | 4 | 1 | 16.7% |
| Franklin County | 5 | 2 | 0 | 0.0% |
| Fayette County | 5 | 1 | 2 | 40.0% |
| Boone County | 5 | 4 | 1 | 20.0% |
| Kenton County | 4 | 3 | 1 | 25.0% |
| Campbell County | 4 | 3 | 0 | 0.0% |
| Nelson County | 4 | 2 | 1 | 25.0% |
| Oldham County | 3 | 2 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 107 applications in 2025, of which 54 were originated and 26 denied.
24.3% of all applications, or 32.1% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Alliant Credit Union originated in Kentucky in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology