Alliant Credit Union in Georgia vs the state
33.8%Denial rate+14.54 pts vs state
38.4%Decision denial rate+13.31 pts vs state
52.5%Origination rate-1.63 pts vs state
8.00%Median rate+1.38 pts vs state
0.56Rate spread (pts)+0.29 pts vs state
$155kMedian applicant income
331Loans originated
213Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 625 | 347 | 35.4% | 9.75% | #108 |
| 2024 | 526 | 270 | 31.9% | 8.75% | #141 |
| 2025 | 631 | 331 | 33.8% | 8.00% | #132 |
What Alliant Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 135 | 74 | 45 | 33.3% |
| Cobb County | 78 | 51 | 19 | 24.4% |
| DeKalb County | 66 | 33 | 21 | 31.8% |
| Gwinnett County | 51 | 21 | 20 | 39.2% |
| Forsyth County | 40 | 21 | 12 | 30.0% |
| Cherokee County | 35 | 18 | 10 | 28.6% |
| Fayette County | 14 | 10 | 3 | 21.4% |
| Coweta County | 12 | 6 | 6 | 50.0% |
| Chatham County | 11 | 4 | 5 | 45.5% |
| Paulding County | 11 | 6 | 5 | 45.5% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 631 applications in 2025, of which 331 were originated and 213 denied.
33.8% of all applications, or 38.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Alliant Credit Union originated in Georgia in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology